A succession certificate is a crucial legal document used to claim movable assets of a deceased person. Many families confuse it with a legal heir certificate, but both serve different legal purposes under Indian law.
What Is a Succession Certificate?
A succession certificate is issued by a civil court to the legal heirs of a deceased person for collecting debts and securities such as bank balances, fixed deposits, shares, and insurance amounts.
It is governed by the Indian Succession Act, 1925.
When Is a Succession Certificate Required?
A succession certificate is required when:
- The deceased died without a will (intestate)
- Movable assets need to be claimed
- Banks or financial institutions demand court authority
It is commonly required for financial claims.
Who Can Apply for a Succession Certificate?
Eligible applicants include:
- Spouse of the deceased
- Children
- Parents
- Legal heirs recognized under law
Multiple heirs can apply jointly.
Documents Required
Key documents include:
- Death certificate
- Proof of relationship
- Details of debts and securities
- Identity and address proof
- No-objection certificates from other heirs
Incomplete documentation can delay proceedings.
Procedure to Apply
The steps include:
- Filing petition in district court
- Public notice issued by court
- Objection period for claimants
- Court hearing and verification
- Issuance of succession certificate
The process may take several months.
Court Fees and Validity
Court fees depend on the value of assets and vary by state. Once issued, the certificate is valid throughout India.
Difference Between Succession Certificate and Legal Heir Certificate
A legal heir certificate is issued by revenue authorities, while a succession certificate is issued by courts and carries stronger legal authority.
Online Legal Consultation for Succession Matters
Online legal advisors help draft petitions, calculate court fees, and guide applicants through the court process efficiently.
Conclusion
A succession certificate ensures lawful transfer of movable assets. Proper legal guidance reduces delays and avoids disputes among heirs.